Credit Repair & Credit Score Optimization Programs

*Pricing is done on a case by case basis depending on the on whats all on your credit. Payment plans are accepted.*

Schedule your Free Consultation or call us today 833-469-8876!

Credit Repair & Credit Score Optimization 

"Tradelines Explained"

WHAT YOU NEED TO KNOW ABOUT TRADELINES

Plainly put, we have people that are willing to add you as an authorized user to a pre-existing line of credit in good standing in order to increase your credit score, for a fee. 

 

INTRODUCTION TO TRADELINES

Tradelines Defined: The term “tradelines” refers to accounts that are on credit reports. Tradelines are not personal information, such as addresses, names, etc.  But, they are information like the credit accounts on which monthly payments are made.

Now, the term “tradeline” could be taken on a meaning that is within a meaning. The above definition is something a professional such as a mortgage broker would provide when asked what a tradeline is, but if you’re on this page right now, you’re probably aware that “tradelines” has something to do with credit enhancement, right?

If you add a revolving line of credit with positive payment history and a good debt to credit ratio to your credit report, your credit score will increase. This is possible because the laws, regulations and banking practices in the United States allow the reporting of the history of such an account to be added to another’s credit report if that person is added as an authorized user to such account.

So, a tradeline is an account on a credit report, but it also refers to the credit improvement technique which involves being added to a revolving account as an authorized user to the account’s information will appear on your credit report and positively impact your credit score. When people refer to “tradelines for sale,” that’s just it; they’re referring to the idea of paying to be added as an authorized user to a tradeline.

Our Money Back Guarantee & Refund Policy

 

Other companies offer  money back guaranteed, but… they will keep your initial payment or charge a “small” fee per item deleted and that is not money-back guarantee TO US!

What does Money-Back Guaranteed mean in Turning Point Credit Group? It’s this simple…

 

At Turning Point Credit Group, We actually listen to your concerns and goals, we are not just another automated dispute company. Turning Point Credit Group has an industry leading Money Back Guaranteed. No company can offer or predict specific outcomes or results. At Turning Point Credit Group, if we are unable to remove, fix or correct any of the (obsolete, unverifiable, incorrect) items that you hired Turning Point Credit Group to work on for you, from any of The 3 Main Credit Reports (Experian, Transunion and Equifax) in 180 days (6 months), you are entitled to a Money Back Guarantee of all your payments. Other companies may offer a money back guarantee with “a catch” or keeping your “Set Up Fee” if you cancel. If you reach your desired goals and you are happy with the results while in the Turning Point Credit Group Program, you may cancel at any time. Turning Point Credit Group will go Above and Beyond to achieve the best results possible while you are in our program. Credit Repair process alone usually take 6 -12 months based on amount of items to be disputed and difficulty of the case to achieve maximum results. Just like everyone’s situation is different and unique, Results will vary from case to case.

 

Other companies will string you along with confusing language and promises, which may lead nowhere for months or years. They let you do all the work on your own and still require you to pay a monthly fee.

 

At Turning Point Credit Group we make it simple… If we’re unable to remove, fix or correct any of the erroneous, obsolete or unverifiable items on your behalf in 180 consecutive days (6 months) from the day you start our program, Turning Point Credit Group will refund your payments. If you do not allow 180 consecutive days to fix or correct any of the erroneous, obsolete or unverifiable items on your behave, we refund you the last month of service.

Your tradeline will appear on your credit report within 45days. We will email you once the tradeline has reported.

 

Our Tradeline Refund Policy is simple. Tradelines that report 0 of 3 or 1 of 3 credit bureaus and we have tried all possible techniques for syncing, we will offer to render on alternative tradelines or offer a full refund.

 

When a certain trade line is chosen, or a trade line does not report, or only reports on 1 bureau, you the client should be prepared to do a hard pull if necessary.

If the tradeline reports to 2 of 3 or 3 of 3 credit bureaus, the services are deemed rendered.

 

Cancellation Policy

Our cancellation policy is straightforward. Because our maintenance plan is not a yearly contract, you can cancel your service at anytime without penalties. To speak with one of our customer representatives, call us at 833 469 8876 or send an email to: clientservices@TurningPointCredit.Group to cancel your monthly membership plan.

 

From when you submit your tradeline order, you have a 72-hour window to cancel the order. Refunds can take up to 10 days to be issued and are done so by check through the post office. To speak with one of our customer representatives, call us at 833 469 8876 or send an email to: clientservices@TurningPointCredit.Group to cancel.

Rebuild Your Credit Today

Remove Inaccurate:

  • Late pays

  • Tax liens

  • Inquiries

  • Short sales

  • Collection accounts

  • Identity Theft

  • Charge – offs

  • Account sold

  • Authorized users

  • Bankruptcies

  • Outdated

  • Medical bills

  • Repossessions

  • Foreclosures

  • Duplicates Child support